Annual rentals in La Floresta, Costa Azul and Las Toscas (2026)

INGAR · 2026-07-08 · Rental

Renting year-round on the Costa de Oro: a different way to live

The Costa de Oro is no longer just a summer destination. More and more people choose La Floresta, Costa Azul and Las Toscas to live year-round: houses with a yard, clean air, the beach a few blocks away and a lower cost of living than Montevideo, a little over half an hour from the capital via the Interbalnearia. At INGAR, with an office in La Floresta, we help people looking for an annual rental in the area — this guide sums up what you should know, with real prices from the current listings.

Renting by the year on the coast is different from renting in the city. This is a market of houses (apartments barely exist outside Atlántida), supply is seasonal, and many properties are listed both for the summer season and for year-round rental. Understanding that saves you time and gives you negotiating power.

Annual rental prices for houses: La Floresta, Costa Azul and Las Toscas

These are the median values of the current supply of houses for annual rental, according to INGAR's analysis of published listings (July 2026). They are asking prices in USD per month; the final value depends on each house:

Beach town	1 bedroom	2 bedrooms	3 bedrooms
La Floresta	USD 374	USD 624	USD 873
Las Toscas	USD 353	USD 617	n/a
Costa Azul	n/a	USD 580	USD 706

Two quick takeaways: the three towns move in a similar band (2-bedroom houses hover around USD 580–624 per month), and the big jump comes when you move up to 3 bedrooms. Keep in mind samples on the coast are smaller than in Montevideo, so these values are a starting reference, not an appraisal: for your specific case, message us and we will send you what is available today in each town.

Availability: the winter/summer factor nobody explains

This is the key point on the coast. Many owners prefer to rent by the season (January-February) because in a few weeks they make what they would earn in several months of annual rental. Therefore:

In autumn and winter (March to August) there is more annual supply and better room to negotiate: owners prefer a stable tenant over an empty house.
Close to summer (October to December) the annual supply shrinks: the best houses are held for the season. If you want an annual lease, close the deal earlier.
Some owners offer "annual with a January exit" (you leave the house in high season): cheaper, but it means moving twice a year. Weigh whether it works for you.

Guarantees to rent on the coast

The guarantees are the same as in the rest of the country: ANDA, the Comptroller (CGN), a BHU deposit or surety insurance. On the coast, where many owners are private individuals, there is sometimes more flexibility, but you will almost always be asked for a solid guarantee. Check the details in our guide to rental guarantees in Uruguay.

What to check before signing an annual lease on the coast

Year-round services: confirm the area has water, power and waste collection running off-season.
The house in winter: many summer houses are not built for cold and humidity. Check heating, insulation and signs of damp before signing.
Real distance to services: clinic, pharmacy, supermarket, school. In some towns they are several kilometers away.
Connectivity: bus frequency to Montevideo and access to the Interbalnearia. If you work in the capital, this defines your daily life.
A clear contract: term, adjustment, and who pays for what (garden, well or pool maintenance if there is one).

Why are more and more people moving to the Costa de Oro?

The combination is hard to beat: a house with land for what a small apartment costs to rent in Montevideo, the beach steps away, and remote work making it viable to live far from the center. Young families, retirees and remote workers lead this move. The downside is the seasonality of services and the distances; that is why it pays to choose the town wisely: La Floresta is the most consolidated (shops and services all year), Costa Azul is the quietest, and Las Toscas is right next to Atlántida, which acts as the service hub of the area.

Frequently asked questions

How much is an annual rental in La Floresta?

Based on current listings (July 2026), the median for houses on annual leases in La Floresta is USD 374 per month for 1 bedroom, USD 624 for 2 bedrooms and USD 873 for 3 bedrooms. These are asking prices: the final value depends on condition, distance to the beach and negotiation.

How much does it cost to rent year-round in Costa Azul or Las Toscas?

In Costa Azul, the median asking price is around USD 580 per month for 2-bedroom houses and USD 706 for 3. In Las Toscas, USD 353 for 1 bedroom and USD 617 for 2. The three towns move in similar bands.

Is an annual or a seasonal rental better on the coast?

If you are going to live there all year, the annual lease is much cheaper per month than the seasonal one (January-February carries summer pricing aimed at tourists). They are different markets.

Are annual rentals available in summer?

Fewer: close to summer many owners hold their best houses for the high season. If you want an annual lease, it is best to close between autumn and winter, when there is more supply and better pricing.

What guarantee is required to rent on the Costa de Oro?

The same as in the rest of the country: ANDA, CGN, a BHU deposit or surety insurance.

Looking for an annual rental on the Costa de Oro? We have an office in La Floresta and know the area town by town. Message us on WhatsApp (Costa de Oro) or browse the available properties.

Updated: July 2026. Prices = medians of published listings (INGAR analysis); not an appraisal. INGAR Real Estate · La Floresta and Montevideo.