
Mortgage Costs in Uruguay by Bank (2026)
Compare mortgage costs in Uruguay: appraisal, origination, notary, insurance and charges from BHU, Santander, Itaú, BBVA, Scotia and BTG Pactual.
Explore 9 articles in Financing.

Compare mortgage costs in Uruguay: appraisal, origination, notary, insurance and charges from BHU, Santander, Itaú, BBVA, Scotia and BTG Pactual.

Housing cooperative or mortgage loan in Uruguay: what legal right you actually get, what you pay in, how long you wait, and what you get back if you have to walk away.

Repaying 1.65 times what you borrowed is not a 100% interest rate. Here's a worked example in UI, with interest, the FPI, mandatory insurance and what BHU actually requires.

Complete list of requirements to access a mortgage loan in Uruguay: documentation, minimum income, employment history, and more.

Guide to subsidies, benefits, and government programs for first-time homebuyers in Uruguay: ANV, BHU, and other support options.

Updated 2026 comparison of banks in Uruguay for mortgage loans: rates, terms, requirements and conditions at each institution.

Analysis of fixed vs. variable rates for mortgage loans in Uruguay: advantages, disadvantages, and which one is best suited to your financial profile.

Step-by-step guide to obtaining a mortgage loan in Uruguay: requirements, documentation, banks, and the approval process.

Calculator and guide to estimate how much you can borrow for your mortgage based on your salary, debts, and credit profile in Uruguay.